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There's no guaranteed way to raise credit scores fast, but responsibly using credit can help you improve your score over time. As a credit card ...

My spouse and I both got a $10 "courtesy adjustment" from Discover on February 1, though pretty sure it didn't show up until today.

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A courtesy adjustment is usually Discover trying to resolve a past issue. Maybe you qualified for a promo that they missed paying you, ...

You can ask your credit card issuer to adjust your due date. Some banks ... (Screenshot courtesy of Chase). Bottom line. The points and miles ...

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How does the Discover late payment forgiveness work?

Luckily, Discover won't increase your APR – but they will report missed payments to the credit bureaus, which will hurt your credit score.

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Got a 50$ courtesy adjustment on my Discover account

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Some cards will waive your first late fee as a courtesy. If your payment is over 60 days late then you could be charged a penalty APR which will cause your ...